:root { --primary: #306ec1; --black:#111111; --dark:#1C1C1C; --mid:#2B2B2B; --light:#F5F5F5; --white:#ffffff; }
* { box-sizing: border-box; }
body { margin:0; font-family: Arial, Helvetica, sans-serif; color:var(--black); background:var(--light); line-height:1.65; }
a { color:inherit; text-decoration:none; }
img { max-width:100%; height:auto; display:block; }
header, .site-header { background:var(--primary); color:#fff; position:sticky; top:0; z-index:10; box-shadow:0 10px 30px rgba(0,0,0,.12); }
.container { width:min(1120px, calc(100% - 32px)); margin:0 auto; }
.header-wrap { display:flex; align-items:center; justify-content:space-between; gap:18px; padding:14px 0; }
.logo { display:flex; align-items:center; gap:10px; font-weight:800; letter-spacing:.4px; }
.logo img { width:132px; height:auto; border-radius:18px; background:#fff; padding:6px; }
nav { display:none; gap:18px; align-items:center; font-weight:700; }
nav a, .mobile-nav a { padding:8px 10px; border-radius:14px; }
nav a:hover, .mobile-nav a:hover { background:rgba(255,255,255,.16); }
.mobile-nav { display:flex; gap:8px; font-weight:700; }
.hero { background:linear-gradient(135deg, var(--dark), var(--mid)); color:#fff; padding:48px 0 34px; }
.banner { display:grid; gap:28px; align-items:center; }
.hero h1 { font-size:clamp(32px, 7vw, 58px); line-height:1.08; margin:0 0 18px; letter-spacing:-.04em; }
.hero p { color:rgba(255,255,255,.86); font-size:18px; margin:0 0 20px; }
.hero-image { background:rgba(255,255,255,.08); border:1px solid rgba(255,255,255,.12); border-radius:26px; padding:18px; box-shadow:0 22px 48px rgba(0,0,0,.22); }
.tags { display:flex; flex-wrap:wrap; gap:10px; margin:18px 0; }
.tag { background:rgba(48,110,193,.22); border:1px solid rgba(255,255,255,.18); color:#fff; border-radius:999px; padding:8px 12px; font-size:14px; font-weight:700; }
section { padding:42px 0; }
.section-title { margin:0 0 14px; font-size:28px; line-height:1.2; letter-spacing:-.02em; }
.lead { color:#444; font-size:17px; }
.grid { display:grid; grid-template-columns:1fr; gap:18px; }
.card { background:#fff; border-radius:20px; padding:24px; box-shadow:0 12px 32px rgba(17,17,17,.08); border:1px solid rgba(17,17,17,.06); }
.card h2, .card h3 { margin-top:0; line-height:1.25; }
.card ul, .card ol { padding-left:20px; }
.btn { display:inline-flex; align-items:center; justify-content:center; background:var(--primary); color:#fff; border:none; border-radius:999px; padding:13px 22px; font-weight:800; box-shadow:0 12px 28px rgba(48,110,193,.3); margin-top:10px; }
.btn:hover { transform:translateY(-1px); }
.notice { background:#fff; border-left:6px solid var(--primary); border-radius:18px; padding:18px 20px; box-shadow:0 10px 24px rgba(17,17,17,.07); }
.faq { display:grid; gap:14px; }
.faq details { background:#fff; border-radius:18px; padding:18px 20px; box-shadow:0 10px 26px rgba(17,17,17,.06); }
.faq summary { cursor:pointer; font-weight:800; }
.footer { background:var(--primary); color:#fff; padding:36px 0; margin-top:30px; }
.footer-grid { display:grid; gap:22px; }
.footer a { color:#fff; font-weight:700; }
.footer-links { display:flex; flex-wrap:wrap; gap:12px; }
.footer-note p { margin:6px 0; }
.breadcrumbs { font-size:14px; color:#666; margin-bottom:18px; }
.page-hero { background:#fff; padding:38px 0; border-bottom:1px solid rgba(17,17,17,.08); }
.page-hero h1 { font-size:clamp(30px, 6vw, 48px); margin:0 0 12px; line-height:1.1; }
.inline-links { display:flex; flex-wrap:wrap; gap:12px; margin-top:18px; }
.inline-links a { color:var(--primary); font-weight:800; }
@media (min-width: 768px) {
    nav { display:flex; }
    .mobile-nav { display:none; }
    .banner { grid-template-columns:1.08fr .92fr; }
    .grid.two { grid-template-columns:repeat(2,1fr); }
    .grid.three { grid-template-columns:repeat(3,1fr); }
    .footer-grid { grid-template-columns:1.2fr .8fr 1.2fr; }
}
@media (min-width: 1024px) {
    section { padding:56px 0; }
    .hero { padding:72px 0 56px; }
    .card { padding:28px; }
}